Financial Planning

  • Will I have enough money when I retire?
  • What should I budget for expenses?
  • Do I have a prudent asset allocation?
  • Am I making the most of tax advantaged investment strategies?
  • Will my loved ones be cared for financially when I’m gone?

These are questions NBW Capital can help you answer. Utilizing personal conversations and detailed financial modeling we can better understand a client’s goals, and can provide a clear picture of a financial future that includes multiple market scenarios. We can also assist in understanding the impact of major financial decisions, such as buying a new house, retiring early or funding education for children and grandchildren. Most importantly, we want to make sure that loved ones are cared for in the manner intended.


Understanding an individual’s goals and risk tolerances is key to helping achieve financial peace of mind. With detailed financial planning, we help clients plan for their retirement and other large expenses. Modeling future cash flows through a variety of market scenarios, including estimated tax liabilities, we can help give you confidence in your financial future.

Asset Allocation

Determining an appropriate asset allocation is one of the most important financial decisions you will make. Equally important is tracking your allocation and rebalancing over time if needed. We will work with you to understand your unique risk tolerance and show you the potential impact of various asset allocation decisions.

401K and IRA

Are you maximizing your 401K and IRA contributions? Which assets should you put in your retirement accounts. Let’s make sure you are getting the most out of your tax advantaged retirement accounts.

529 plans

College tuition can be a very large burden. Start planning early and make the most out of 529 plans. NBW Capital has access to American Funds, at a discounted fee, allowing us to customize an asset allocation plan for your 529 investments. Talk to us today to start planning for your loved ones education expenses.

Estate Planning

Planning for the end of life is never a comfortable topic but we all want peace of mind knowing our families are financially secure. It’s also important to take certain steps to alleviate the burden of asset transfers upon death. We can help review your financial accounts and work with you and your family to make sure this process is easier for your beneficiaries.